The way that payday loans are set up mean that the only times that they are going to be useful are in emergencies. That doesn’t necessarily mean that it is going to be a serious, or even a bad emergency though. Good Emergencies Perhaps this is a contradiction in terms, but by good emergencies what [...]

There is often a lot of talk in the press about how expensive payday loans can be. What they often fail to mention, however, is that the only alternative for most people is even worse. Also, as long as the loan is repaid on time then the charges are entirely reasonable. So what are the [...]

When you understand the way that payday loans work, qualifying them by using the word “emergency” becomes a little redundant. That’s because the only time anyone could reasonably be expected to use them would be in an emergency. To understand why that is though you have to understand how they work. How Payday Loans Work [...]

If you’ve ever seen an advert for payday loans, you’ve probably noticed in the small print a four figure APR for the loan. It stands out from the small print because it has to be a certain size by law so that everyone can see it. You might think that this is something that payday [...]